3028 Belknap Beach Rd, Prospect, KY 40059 | MLS #1714389 | Semonin Realtors
 
Listing provided courtesy of Kentucky Select Properties- MLS# 1714389MLS ProviderSource MLS Verified

3028 Belknap Beach RdProspect, KY 40059

Single Family · 3 Beds · 3 Full Baths · 3,478 Sq. ft. | 0.36 Acres
$849,900 Active

3028 Belknap Beach Rd Overview

Time on Site:
76 days
Visits:
5

EXCITED FOR WARMER WEATHER? TAKE ANOTHER LOOK! An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates—uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware—timeless craftsmanship seamlessly paired with updated lighting and fresh finishes. The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes THREE primary suites —ideal for private guest accommodations, work-from-home needs, or multi-functional living with comfortable separation of space. The primary bathrooms have been tastefully refreshed, offering a serene retreat with opportunity for future customization. Riverfront properties with this combination of elevation, multiple docks, and established community setting are increasingly rare. Enjoy space, flexibility, and direct waterfront access—just minutes from the conveniences and charm of Prospect.

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3028 Belknap Beach Rd Facts & Features

  • Type Single Family
  • Sq. ft. 3,478
  • Price/Sq.ft. $244
  • Lot 0.36 Acres

Details

General

Association/HOA

  • Association: false

Building Information

  • Year Built: 1976

Location/Region

  • County Or Parish: Oldham
  • MLS Area Major: 20-Oldham County N171
  • MLS Area Minor: 20-Oldham County N171
  • Subdivision Name: BELKNAP BEACH ESTATES

General Information

  • Parcel Number: 02010081
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Above Grade Finished Area: 3478.0
  • Building Area Source: Appraiser
  • Building Area Total: 3478.0

General Information

  • Fireplace: false
  • Fireplaces Total: 0
  • Foundation Details: Slab
  • Living Area: 3478.0
  • Living Area Source: Appraiser
  • Rooms Total: 12
  • Stories: 2

Exterior

Parking Information

  • Parking Features: On Street,Attached,Entry Front,Driveway

Lot Information

  • Lot Features: Cleared,DeadEnd
  • Lot Size Acres: 0.36
  • Lot Size Area: 0.36
  • Lot Size Square Feet: 165553.0
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • Waterfront Features: Lake Front
  • Waterfront: true

Building Exterior/Construction

  • Architectural Style: Traditional
  • Attached Garage: true
  • Construction Materials: Other,Wood Frame
  • Roof: Flat,Shingle

General Information

  • Exterior Features: Hot Tub,Boat Slip
  • Fencing: None,Other
  • Utilities: Electricity Connected,Fuel:Natural

Room Information

Room: Bedroom

  • Level: First

Room: Family Room

  • Level: First

Room: Foyer

  • Level: First

Room: Full Bathroom

  • Level: First

Room: Kitchen

  • Level: First

Room: Bedroom

  • Level: Second

Room: Bedroom

  • Level: Second

Room: Dining Area

  • Level: Second

Room: Full Bathroom

  • Level: Second

Room: Full Bathroom

  • Level: Second

Room: Great Room

  • Level: Second

Room: Kitchen

  • Level: Second

3028 Belknap Beach Rd Neighborhood

Community

40059 (Prospect) Demographics

46
Median Age
691
Population Density (per sq. mile)
76%
College Educated
$151,111
Estimated Median Income
7,223
Estimated Total Home Owners
607
Estimated Total Renters
92% / 8%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3028 Belknap Beach Rd Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3028 Belknap Beach Rd Market Data

Based on the last 30 days in this zip code

$1,100,652
Average List Price
$279
Average Price per Square Foot
37
Properties Sold
87
Average Days on Market
214
Properties for Sale
Calculations provided by Reliance Network

3028 Belknap Beach Rd History

Date Event Value Agent
6/12/2026Source: Louisville MLS Price Reduction
$849,900 -5.4%
4/15/2026Source: Louisville MLS Added to Database
April 15, 2026