306 N Water Street, Georgetown, KY 40324 | MLS #26011331 | Semonin Realtors

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Listing provided courtesy of Keller Williams Legacy Group- MLS# 26011331MLS Provider

306 N Water StreetGeorgetown, KY 40324

Single Family · 3 Beds · 1 Full Bath · 936 Sq. ft. | 0.08 Acres
$194,900 Active

306 N Water Street Overview

Time on Site:
43 days
Visits:
3

Move-in ready and ideally situated near local amenities this 3-bedroom, 1-bath home located in the heart of downtown Georgetown, just minutes from Georgetown College and within walking distance to Main Street shopping, dining, and entertainment. This recently updated home features laminate and carpet flooring throughout, a spacious living area, and a functional kitchen with appliances included. The low-maintenance lot offers privacy fencing, creating a secluded outdoor space perfect for relaxing or entertaining. This property also presents an excellent opportunity for investors seeking a potential cash-flow-positive rental with its prime downtown location.

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306 N Water Street Facts & Features

  • Type Single Family
  • Sq. ft. 936
  • Price/Sq.ft. $208
  • Lot 0.08 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Garth
  • Middle Or Junior School: Georgetown
  • High School: Great Crossing

Building Information

  • Year Built: 1995

Location/Region

  • County Or Parish: Scott
  • MLS Area Major: 005 - Scott County
  • MLS Area Minor: 005 - Scott County
  • Subdivision Name: Downtown

General Information

  • Parcel Number: 166-30-144-000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 3

Building Interior

  • Above Grade Finished Area: 936.0
  • Building Area Total: 936.0

General Information

  • Appliances: Refrigerator,Range
  • Fireplace: false
  • Flooring: Carpet,Laminate
  • Foundation Details: Block
  • Interior Features: Eat-in Kitchen
  • Laundry Features: Electric Dryer Hookup,Main Level,Washer Hookup
  • Levels: One
  • Living Area: 936.0
  • Living Area Source: Public Records
  • Rooms Total: 7

Exterior

Parking Information

  • Parking Features: Driveway

Lot Information

  • Lot Size Source: Public Records
  • Lot Size Square Feet: 3484.8
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • View: false
  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Ranch
  • Attached Garage: false
  • Construction Materials: Vinyl Siding
  • Roof: Shingle

General Information

  • Carport: false
  • Fencing: Privacy
  • Horse: false
  • Pool Private: false
  • Sewer: Public Sewer
  • Utilities: Cable Available,Electricity Connected,Water Connected

306 N Water Street Neighborhood

Community

40324 (GEORGETOWN) Demographics

35
Median Age
312
Population Density (per sq. mile)
41%
College Educated
$71,786
Estimated Median Income
12,861
Estimated Total Home Owners
5,523
Estimated Total Renters
70% / 30%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

306 N Water Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

306 N Water Street Market Data

Based on the last 30 days in this zip code

$424,114
Average List Price
$185
Average Price per Square Foot
77
Properties Sold
142
Average Days on Market
305
Properties for Sale
Calculations provided by Reliance Network

306 N Water Street History

Date Event Value Agent
6/8/2026Source: Imagine MLS/Bluegrass Price Reduction
$194,900 -2.5%
5/19/2026Source: Imagine MLS/Bluegrass Added to Database
May 19, 2026