The path to your new home involves a lot of activity. 25% of the journey is to find a home that best suits you. 75% of the journey is to get the property to the closing table. This path may help you understand the proper steps to take in your home purchase.
When the benefits of owning a home align with your current lifestyle, we ask you to begin your home buying process with Semonin Realtors. Let our hundreds of agents and thousands of hours of experience make your home buying process easier and fun.
If you need information about real estate, Semonin is the right company. We have hundreds of knowledgeable agents ready to help with any question you have about buying real estate property. Our website has many different ways to search for homes currently on the market. We also offer market updates on our blog site. Let Semonin be the place for your information needs.
Visit our blog site at blog.semonin.com to find out information about our local market.
When you are a serious buyer you need to get serious about financing the purchase of a new home. You may be able to pay cash and not worry about a mortgage. Most people are not able to do this. The sooner you meet with a mortgage lender, the sooner you will feel confident about making offers on homes that match your lifestyle and meet your financial parameters.
When you are ready to buy, we are ready to help. It makes sense to connect with a Semonin agent that is trained to represent you in the buying process. Your Semonin agent will help your home search go more smoothly by using their experience to find information on properties, communicate with the listing agent, and help negotiate the purchase contract. Why not get assistance early in the process? Get the most value and start working with one of our agents as soon as you can.
Did you know the seller pays the commission for both the buyer's agent and the seller's agent? The real estate commission is paid to the listing company which then pays the buyer's agent's company at closing. Semonin agents are ready, willing and able to assist you in finding your next home or parcel of land.
There are many choices to make when you are looking for a new home. Some of the first choices involve finding information. Websites are great but real estate agents are even better. They know things that do not show up on websites. When you are working with a Semonin agent, they can look out for those extra special features you desire, want or need.
At some point, maybe after seeing just two homes or maybe after many home visits, you will find the home or land parcel that fits your lifestyle and your finances. At this point, you make an offer to the seller. When you work with a Semonin agent, we are right there with you to create the offer to purchase. We help you note the terms and conditions you would like to make in the offer.
Most of the time an offer to purchase will involve a home inspection. Just think about the average house and all the items behind walls, up in attics, and down in crawl spaces. Your dream home may pass with flying colors but many times the inspectors recommend repairs or adjustments. If your offer to purchase states it is based upon a home inspection, repairs might need to be made.
If you have not thought about a home warranty on your home purchase now is a good time. A Semonin agent will discuss the home warranty when you make an offer. Sometimes the seller has purchased a home warranty and offers it with the sale of the home. The warranties come in different varieties and are offered by different companies. Just know this is a good item to have in your possession when you purchase a new home.
Home insurance is very important to protect your investment. If your home is getting bigger, your policy should grow with the size of your home. You also want to review the value placed on the contents of your home.
At some point in your future you will close on the home where you meet with the seller(s), attorney, and real estate agents. You will have lots of paperwork to sign; after the closing, remember to keep all those papers in a place you can find later. You will need them for home warranty issues and for filing taxes in some cases.
After the closing, you get to move into your new place. Remember to contact the utility companies, post office, friends and family, and all the individuals and entities that knew you by your old address.
Welcome to your new home!